Bathroom Remodel Financing
Flexible Bathroom Remodel Financing for Maryland Homeowners
Remodeling your bathroom is a valuable investment, but paying for it upfront isn’t your only option. At Southern Maryland Kitchen, Bath, Floors & Design, we offer flexible bathroom remodel financing that allows you to complete your project with confidence and without financial stress. Whether you’re planning a complete bathroom renovation or updating vanities, tile, and fixtures, our financing options make it easier for Maryland homeowners to get started, even with less-than-perfect credit.
Want to speak with someone directly?
"*" indicates required fields
Why Finance Your Bathroom Remodel in Maryland?
Bathroom remodels in Maryland can cost anywhere from $10,000 to $30,000 or more, depending on project scope, layout changes, and product selections. High-quality vanities, showers, flooring, and tile all add value, but they also add costs.
Financing your bathroom renovation gives you the freedom to:
- Spread payments over time with fixed monthly plans
- Keep your savings intact for unexpected expenses
- Avoid using high-interest credit cards
- Start your remodeling project without delay
- Explore programs suited for a wide range of credit scores
Whether you’re updating a guest bath or reimagining your primary suite, bathroom remodel financing makes it easier to move forward without compromise.

Bathroom Remodel Financing Options for Maryland Homeowners
At Southern Maryland Kitchen, Bath, Floors & Design, we offer bathroom remodel financing for a wide range of budgets and credit profiles. Whether you’re planning a complete transformation or upgrading a few specific elements, we’ll help you find a plan that fits your needs.
Mohawk Synchrony HOME Credit Card
Ideal for targeted updates, such as new tile, cabinetry, or flooring. The Mohawk Synchrony HOME Credit Card is a convenient way to fund your bathroom upgrades without touching your main credit line. Enjoy easy monthly payments while keeping your cash available for other priorities.

Finance by Cambria
For more comprehensive renovations, Finance by Cambria allows you to bundle everything from stone countertops to cabinetry and installation into one manageable payment plan. With flexible terms and low monthly payments, it’s perfect for larger bath remodels.

Which Plan Is Right for You?
Which financing option is best suited for your bathroom remodel? We’ll help you compare plans and find the best fit for your project and budget during your free design consultation. We also accommodate homeowners exploring bathroom remodel financing with bad credit.
Flexible Financing to Fit Your Budget

Bathroom remodeling should enhance your home, not strain your finances. That’s why we offer flexible financing options designed around your needs. Whether your project is complex or straightforward, we have a payment plan to suit your needs.
Our financing options include:
- Short-term promotional offers or extended plans up to 10 years
- Budget-friendly monthly payments
- No prepayment penalties so that you can pay off early any time
With fast and easy applications, you’ll know your options without delay. Let us help you create a customized plan that aligns with your goals and timeline.
FAQs About Bathroom Remodel Financing
Costs vary depending on the space size and the features you select. On average, bath remodels in Maryland range from $10,000 to $30,000 or more. Financing makes it easier to manage that investment over time.
Yes. We offer bathroom remodel financing options for a range of credit scores. Many of our partners provide flexible approval requirements.
No. You can choose to finance part or all of your bathroom renovation. Some homeowners finance major items, such as vanities or tile, and pay for smaller items upfront.
Yes. Most plans include a soft credit check during pre-approval, with a full credit inquiry only required when you proceed with the application.
Yes. There are no prepayment penalties. You can pay off your financing ahead of schedule without additional fees.

Ready to Start Planning Your Bathroom Remodel?
Take the first step toward your new bathroom with flexible financing designed for Maryland homeowners. Our application process is quick, and many approvals are issued in just minutes. Whether you’re managing a strict budget or working through credit challenges, we’re here to help.
Schedule your free design consultation today, and our team will guide you through the best financing options for your bathroom, with no obligation.
Want to Visit Our Showroom?
We’ll see you there.
Southern Maryland Kitchen & Bath
23064 Three Notch Rd, California, MD 20619
Mon–Sat: 9 AM – 5 PM

